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We co-ordinate our portfolio of partnerships to provide financial solutions that deliver optimal value to help clients attain financial well-being.

Our portfolio of differentiated businesses is organised across three distinct clusters: Wealth, Risk and Investments, Mutli-Manager and Management Company. These business units operate autonomously and synergistically with each other to provide cradle-to-grave solutions that grow, protect and transfer clients’ assets.

We provide individual, as well as business solutions.

Your Decision, through its clusters provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers.

Financial Planning

As your lifelong financial well-being partner, we do not make light of your money because we know how hard you have worked for it.

Health Care

We understand that your wealth cannot be separated from your health, and that is why your financial welfare cannot be separated from your physical well-being.

Life Assurance

Although life assurance, personal risk cover, income protection, life cover, and dread disease cover are often perceived as ‘grudge purchases’.

Short-Term

Short-term insurance is an extremely important aspect of risk management within any financial plan.

Fiduciary Benefits

As your lifelong financial well-being partner, we include all of your life stages in our financial planning.

Employee Benefits

Efficiency is most effective when it enhances human capital through meaningful and attractive benefits.

Business Assurance

At the Your Decision, we are dutybound to reduce economic inequality in South Africa.

Stockbroking

Stockbroking in South Africa has historically been perceived as a service reserved for the wealthy and technically astute.

Cash Management

Regardless of your investment strategy, investment horizon, and risk profile.

Fiduciary Services

As your lifelong financial well-being partner, we include all of your life stages in our financial planning.

Benefit Consulting

Efficient Benefit Consulting (EFBC), a division of the Your Decision, offers a comprehensive value proposition.

Investment Consulting

Boutique Investment Partners (BIP), a division of the Your Decision, is an independent investment management

Co-Named CIS Solutions

Boutique Collective Investments (BCI), a division of the Your Decision, offers a wide range.